So we all know what digital marketing is right?  Right.  So how come so many small and mid-sized business owners are not using digital marketing?  Owners know “marketing” is

Retail banking is changing in a dramatic way. McKinsey & Co. lays out four shifts reshaping banks. These shifts are impacting large banks as well as community banks alike.

Customers aren’t all the same. They come from different communities, have different career needs and a host of varied interests. Their expectations are also different – while few people